Life-stage housing: Rethinking homes for the next Bangladesh

The thinking, creative instincts and sense of purpose of Gen Z are quite different from those of previous generations. Even when it comes to something as emotional as owning a home, we find them more calculated about what they want from life and where a home fits into that visio
12 October 2026

How do we get an efficient BPC?

The Bangladesh Petroleum Corporation (BPC) made Tk 4,316 crore in profit last year. Yet, between March and August this year, it incurred losses of around Tk 22,875 crore.
11 October 2026

What Bangladesh’s payment surge does and does not tell us

Bangladesh's payment numbers tell a striking story. Between July 2023 and April 2026, the monthly value recorded under internet banking more than tripled, while that of mobile financial services (MFS) roughly doubled.
10 October 2026

Promotion? No, thanks

A young executive is invited into the boss’s room. The boss smiles, offers tea and announces, “Congratulations, you have been promoted.” The employee asks four questions: How much more will I earn? How many people will I manage? Will I have greater authority? And must I answer WhatsApp messages at midnight? By the fourth answer, congratulations sounds suspiciously like condolences.
9 October 2026

Q-Cash outage: A wake-up call for Bangladesh's banks

The recent severe disruption in card-related transactions across 30 to 33 commercial banks in Bangladesh—triggered by a migration attempt by IT Consultants Limited (ITCL)—has provided a striking case study for the nation's financial and capital markets.
7 October 2026

How to build sustainable digital banks

Last week, I struggled to get change for a Tk 500 note to pay a Tk 30 rickshaw fare.
7 October 2026

Taxation of SMEs and small traders needs focus

Last June, my college alumnus, currently a Commissioner of Taxes, came to see me on a social call.
6 October 2026

Digital bank vs digital banking: Competing to bank the unbanked

Last week, a friend called after learning that Bangladesh Bank had given initial approval to five digital banks, including bKash Digital Bank, Boost backed by Robi Axiata, Nova backed by VEON and Square, DK Digital Bank and Kori, approved under the earlier political regime.
4 October 2026

Please train the leaders

Bangladesh has built an efficient crisis factory. Take one unfortunate incident, add instant defence and political ego, invite television panels, and the issue disappears. The tragedy becomes a serial, the victim a suspect, and everyone else a supporting actor. Ratings rise.
2 October 2026

Five licences later, one question remains: what is a digital bank for?

The regulator has already told digital banks where to play. They cannot finance foreign trade or offer term loans to medium and large industries. Their field is the individual and the small business, precisely the customers conventional banking has neglected
1 October 2026

Bangladesh’s first quarterly monetary policy: is caution enough?

The decision to keep the repo rate unchanged at 9.5 percent is understandable.
30 September 2026

Work hard, but at what cost?

In today’s fast-paced world, where professional achievements are often celebrated as the ultimate measure of success, it is easy to lose sight of what truly matters: our health.
29 September 2026

When CSR becomes compulsory, does responsibility lose its meaning?

Ideally, responsibility should not need to be forced. But if voluntary efforts have not been sufficient, a minimum regulatory push may be justified. What matters is what happens beyond that minimum
27 September 2026

Remembering M Saifur Rahman: A change driver

Some knew M Saifur Rahman much better than I did. Some sat across the cabinet table with him. Others learned from him at a respectful distance.
27 September 2026

Keeping only the cream

Bangladesh welcomes foreign investors with summits and enough PowerPoint slides to illuminate Dhaka. When one retreats, the ceremony is quieter. It becomes a “strategic realignment,” the regulator calls it a business decision, and everyone hopes the logo remains long enough for the next investment brochure.
25 September 2026

New CEO KPI must not deter leadership

For years, the success of a bank CEO in Bangladesh has been judged by numbers such as loan growth, deposits, profit, market share and business expansion.
23 September 2026

Bangladesh’s apparel success has a ceiling

Bangladesh’s apparel exporters shipped $38.825 billion worth of garments in calendar year 2025, worth celebrating on its own terms.
21 September 2026

What did I learn from Citi and PwC?

Citi and PwC taught me different things, but the most important lessons from both institutions were surprisingly similar.
20 September 2026

What did I learn from Citi and PwC?

Citi and PwC taught me different things, but the most important lessons from both institutions were surprisingly similar. Whether you are running a bank, advising a business or leading a team, you are ultimately dealing with the same thing: trust. It takes years to build, but only moments to lose
19 September 2026

Rivals must build together

Bangladeshi entrepreneurs collaborate brilliantly at weddings, trade-body elections and occasionally when a tax proposal threatens everyone. Ask them to share technology, research or infrastructure, however, and the room suddenly develops a trust deficit larger than the national budget.
18 September 2026