Workers' insurance coverage

R. U. Mirdha's write-up on this topic published in your business page on April 30 is a very important one in today's context. Insurance of workers should be made mandatory for all factories, shops and establishments. The provision of insurance elucidating the levels and minimum entitlements of benefits should be codified and incorporated into both the Factory Act and Shops and Establishment Acts in Bangladesh.

To ensure the participation of employees, a deduction of one percent of the monthly wage calculated on the basis of 25 working days per month (excluding holidays and festival holidays if any) can be deducted by the employer and it should be included with the premium being paid by the employer.

Engr. S. A. Mansoor
Dhaka