Eastern Bank made Tk 901 crore profit in 2025

Eastern Bank PLC, also known as EBL, posted a 20 percent year-on-year growth in profit in 2025, with earnings reaching Tk 901 crore, driven by strong growth in deposits, investments, and steady asset quality.

The bank’s performance was supported by prudent balance sheet management and disciplined risk practices, which helped sustain momentum across key financial indicators, according to a press release.

The bank’s deposits grew 21.6 percent year-on-year to Tk 55,645 crore, while loans and advances increased 16.1 percent to Tk 47,704 crore.

At the same time, its investments recorded the highest growth, surging 47.8 percent to Tk 21,147 crore by the end of the year.

The bank’s earnings per share (EPS) rose to Tk 5.65 from Tk 4.70 (restated) in 2024, while net asset value (NAV) per share increased to Tk 31.86 from Tk 27.16 (restated).

Meanwhile, its asset quality remained strong, with the non-performing loan (NPL) ratio declining to 2.24 percent in December 2025, significantly lower than the industry average of 30.60 percent.

The bank maintained full compliance with regulatory requirements and did not breach any Basel III-related liquidity thresholds during the year.

Profitability indicators also improved, as return on equity (ROE) rose to 19.13 percent from 18.57 percent a year earlier. The cost-to-income ratio stood at 40.36 percent, one of the lowest in the industry, reflecting operational efficiency.

To support future growth, the bank strengthened its capital base, with the capital-to-risk-weighted assets ratio (CRAR) increasing to 15.49 percent on a solo basis, up from 15.11 percent in the previous year.

The performance highlights EBL’s financial resilience and consistent growth, positioning the bank to advance its strategic priorities in 2026, with a focus on sustainable expansion and long-term value creation.