bKash, City Bank roll out ‘Pay Later’ for instant mobile top-ups

The country’s leading mobile financial service (MFS) provider, bKash Limited, in partnership with City Bank PLC, has launched a new service, titled “Pay Later”, to ensure uninterrupted mobile connectivity and added convenience during urgent moments.

Under the service, customers can instantly recharge up to Tk 1,000 to their own or others’ mobile numbers even if their bKash balance is insufficient. The amount can be repaid within seven days without any interest, according to a press release.

Eligible users can recharge between Tk 100 and Tk 1,000 to any mobile operator, although a processing fee will apply. Both prepaid and postpaid users can purchase internet packs, talk time, minutes, or bundled offers through this facility.

Customers may use the approved “Pay Later” limit either in a single transaction or across multiple uses. The service remains accessible regardless of the current balance in the user’s bKash account.

To avail of the feature, users need to select the “Mobile Recharge” option in the bKash app, enter the desired number and amount, and choose the “Pay Later” option at the payment stage.

After selecting “Pay in 7 days”, they can review and confirm the transaction. The service is available only to eligible customers.

The borrowed amount will be automatically deducted from the user’s bKash account within seven days, and customers must ensure sufficient balance by the due date. Early repayment is also allowed.

Failure to repay within the specified period will result in late payment interest in line with the applicable terms and conditions.

The addition of the “Pay Later” feature to bKash’s mobile recharge service is expected to enhance user convenience and further encourage cashless digital transactions.