Md Main Uddin

Partisan politics of both students and teachers has proven to be damaging for academic excellence.

Good governance and adequate legal infrastructure—relevant laws, courts and impartial judges—need to be established.

A recent study was carried out to discover the factors that may cause bank run in Bangladesh.

Without ensuring good governance in the banking sector, liquidity management strategies will not function properly in Bangladesh’s banks.

It is difficult to put into words the contribution that Prof Azizur Rahman Khan made to academia and the nation.

Banks determine their lending interest rates based on the cost of borrowing, non-fund operating costs, margin for default risk, and desired profit margin.

There are four main reasons why banks fail: credit risk, interest rate risk, foreign exchange risk, and liquidity risk (bank run).

Risk management is concerned with reducing earnings volatility and avoiding losses, especially large ones.

Merger takes place when two or more companies combine together to strengthen capital base and asset size.

The system of selling insurance services to bank customers will ultimately expand financial inclusion.

As most of our economic sectors depend heavily on banks, it has created many problems for the banking sector and its depositors.

I had to live in constant fear and panic, while also having to attend political rallies and programmes frequently.

It is alleged that a group of politically-connected people took out large loans from state-owned commercial banks (SOCBs) and intentionally defaulted on them.

The growth of bad loans is mainly due to the business-politics nexus, lack of corporate governance, and weak judicial system

The banking sector in Bangladesh is at risk, given its huge amounts of distressed assets.

It is necessary to get an appropriate estimate of NPLs so that the actual performance of the banking sector can be understood.

The balance sheet of a bank has two sides: assets and liabilities. The assets are financed by two sources of funds: debt capital (liabilities) and equity capital (owners’ equity).

Banks are an essential part of a nation’s economy. They facilitate the flow of funds from surplus units (depositors) to deficit units (borrowers) to fuel the growth of the economy.

The performance of the insurance sector in Bangladesh is very low compared to the global standards.

The proposed budget of Tk 7,61,785 crore (17 per cent of GDP) with a deficit of Tk 2,61,785 crore (5.2 per cent of GDP) has been presented to the country.