How to rescue banks without creating more risk
Burdened with massive NPLs, many banks have been facing a serious crisis, failing to carry out their daily operations.
19 September 2025, 03:00 AM
Are state-owned enterprises truly performing?
The evaluation was introduced in 2024, assessing 20 organisations based on their audited financial statements for FY2022-23.
14 July 2025, 04:00 AM
Banks should open their doors to the urban poor
The poor are still reliant on informal credit markets, which can be exceedingly exploitative.
15 May 2025, 03:00 AM
How urban informal credit markets work in Bangladesh
There are many practical reasons why a certain segment of the population prefer the informal credit market.
27 January 2025, 03:00 AM
How to choose a good bank
A good bank ensures quality of loans (assets) by selecting the right borrowers, sanctioning loans to various sectors in different sizes, and keeping collateral.
9 November 2024, 02:00 AM
Disincentives for Dhaka University teachers
Dhaka university teachers’ salaries must be revised.
20 October 2024, 05:00 AM
Our expectations from Dhaka University
Partisan politics of both students and teachers has proven to be damaging for academic excellence.
13 September 2024, 04:00 AM
Banking sector issues that the new governor should address
Good governance and adequate legal infrastructure—relevant laws, courts and impartial judges—need to be established.
26 August 2024, 06:00 AM
Do we really need digital banks?
The banking sector in Bangladesh is at risk, given its huge amounts of distressed assets.
16 September 2023, 14:00 PM
Non-performing loans: Are we aware of the real picture?
It is necessary to get an appropriate estimate of NPLs so that the actual performance of the banking sector can be understood.
28 August 2023, 02:00 AM
Basel accords, capital requirements and bank risks
The balance sheet of a bank has two sides: assets and liabilities. The assets are financed by two sources of funds: debt capital (liabilities) and equity capital (owners’ equity).
27 August 2023, 18:00 PM
Defences against bank risks
Banks are an essential part of a nation’s economy. They facilitate the flow of funds from surplus units (depositors) to deficit units (borrowers) to fuel the growth of the economy.
8 August 2023, 18:00 PM
Why the insurance sector of Bangladesh needs reshaping
The performance of the insurance sector in Bangladesh is very low compared to the global standards.
12 July 2023, 13:00 PM
Budget FY24: unrealistic forecasts
The proposed budget of Tk 7,61,785 crore (17 per cent of GDP) with a deficit of Tk 2,61,785 crore (5.2 per cent of GDP) has been presented to the country.
12 June 2023, 18:00 PM
Mandatory diplomas for bankers won’t solve any of our real problems
If there is any problem in the banking sector, it is due to the lack of good governance.
21 February 2023, 09:00 AM