BRAC Bank’s nine-month profit surpasses 2024 earnings

BRAC Bank PLC's profit for the first nine months of 2025 exceeded its earnings for the year 2024, driven by higher investment and interest income, according to a price‑sensitive disclosure yesterday.

The bank posted Tk 1,536 crore in profit in the January‑September period of 2025, up 39 percent year‑on‑year. Profit for the full year of 2024 was Tk 1,432 crore.

Its earnings per share rose to Tk 6.09 till September from Tk 4.36 during the same period last year, supported by stronger income from investments and lending.

For the nine months to September, consolidated net operating cash flow per share climbed to Tk 63.03, compared with Tk 44.01 a year earlier, reflecting higher deposit mobilisation, though loan portfolio growth remained subdued.

Net asset value per share also rose from 2024 levels, aided by higher profits and revaluation reserves from government securities.

As of September 30, 2025, sponsors and directors held 46.17 percent of shares, foreign investors 36.16 percent, institutions 11.60 percent and the public 6.07 percent.

The bank posted Tk 1,536 crore in profit during the period

On achieving a record consolidated net profit of Tk 1,535 crore in the first nine months of 2025, Tareq Refat Ullah Khan, managing director and CEO of BRAC Bank PLC, commented: "At BRAC Bank, our operations are based on three strong pillars -- trust, innovation, and inclusion. Our top priorities are good governance, transparency, and compliance.

Practicing these principles has helped us earn customer trust and achieve a record profit. The bank leads the local banking industry in nearly all financial metrics and serves as a benchmark for corporate governance and values-based banking.

BRAC Bank's well-diversified portfolio -- balanced across SME, corporate, and retail segments -- has built a strong foundation of resilience, ensuring consistent and sustainable profitability," he added.