Bangladesh Finance rebounds to profit in 2025

Bangladesh Finance PLC has posted a consolidated net profit of Tk 23.97 crore for 2025, recovering from a net loss of Tk 793.78 crore a year earlier.

The non-bank financial institution returned to profitability for the year that ended on December 31, 2025, following a challenging 2024, according to audited financial statements approved at a board meeting on Wednesday.

The turnaround was largely driven by recovery initiatives and the rescheduling of non-performing loans and lease accounts under policy support from Bangladesh Bank. These measures led to significant provision write-backs and reflected the impact of ongoing restructuring efforts.

Earnings per share (EPS) improved to Tk 1.19 in 2025 from negative Tk 41.61 in 2024, signalling a strong rebound in profitability.

However, net asset value (NAV) per share remained negative at Tk 29.07, though it improved slightly from negative Tk 30.05, indicating gradual stabilisation of the company’s financial position.

As of December 31, 2025, the company maintained a provision coverage ratio of 496.96 percent, underscoring a strong buffer against potential credit risks and a conservative risk management approach.

The board of directors did not recommend any dividend for 2025, opting instead to retain earnings to rebuild the capital base, strengthen financial stability, and support ongoing recovery efforts.

The company said continued recovery initiatives, disciplined risk management, and supportive regulatory policies are expected to further improve its financial health and support sustainable long-term growth.