Gold prices are up—but should you invest now?
In 2025, gold investment in Bangladesh is rising amid inflation and taka depreciation. Seen as a safe hedge, gold offers liquidity and cultural value, but high prices and fluctuating returns demand careful, long-term, diversified financial planning.
23 October 2025, 10:57 AM
23 October 2025, 10:57 AM
How to protect your money from risky schemes
High interest return is always a temptation, but staying grounded in your investment principles will help you make more rational and less emotionally driven decisions. We have to thoroughly understand the product we are investing in and the background of the financial institution concerned.
6 April 2025, 08:09 AM
6 April 2025, 08:09 AM
New Year, new financial habits: A guide to money management in 2024
Explore actionable strategies for effective money management, empowering you to achieve financial goals. From budgeting insights to investment tips, this comprehensive guide navigates the financial landscape, helping you make informed decisions and embrace positive fiscal habits. Kickstart the year with confidence, taking control of your finances and setting the stage for long-term success.
6 January 2024, 11:44 AM
6 January 2024, 11:44 AM
Key to financial independence: Smart savings and investment options
Here are some good savings schemes you can avail.
2 November 2023, 10:55 AM
2 November 2023, 10:55 AM
Sharing financial information with your family
In our culture and social upbringing, we tend not to talk about finances, especially between spouses.
27 August 2023, 10:50 AM
27 August 2023, 10:50 AM
How to avoid a debt trap in 2023
The debt trap is a serious issue and has a lot of relevance to our current financial situation. Even after three or so tumultuous years, both in terms of COVID-19 and an economic slowdown, we feel it is not over yet.
12 February 2023, 18:00 PM
12 February 2023, 18:00 PM
Financial tips for the holy month of Ramadan
Ramadan Mubarak to all my readers. I apologise for not writing for a long time. It has been a couple of years of distress for many of us, having lost loved ones during the COVID pandemic. May all of us see a glowing light at the end of a dark tunnel.
18 April 2022, 18:00 PM
18 April 2022, 18:00 PM
penny wise / Gifts — Cash or kind?
Cash gifts are still considered tacky, but many nowadays opt for that than a piece of jewellery, or any other material item. Historically in our subcontinent, wealth was measured by gold or land. Money had no fixed value, and therefore, not considered a good gift.
20 January 2020, 18:00 PM
20 January 2020, 18:00 PM
Managing finances the right way
A. Foreign Currency Account
14 October 2019, 18:00 PM
Managing within the monthly income
How do we manage?
30 September 2019, 18:00 PM
Ramadan finances
Personally, I wish the weather was always cool and that we could fast comfortably. But the cool Ramadan days will come after many years, and that is something to look forward to. It may sound strange and contrary to what we were supposed to do, but spending
27 May 2019, 18:00 PM
Sensible money management can give peace of mind
Money is an integral and powerful part of our lives. It is difficult to escape it. It is wonderful if you can control it, instead of it controlling you. It is a good servant, but not a good master!
11 March 2019, 18:00 PM
New Year's Resolutions
First off, I would like to wish all my readers a very happy New Year. May we have a peaceful, prosperous, and most importantly, a healthy new year.
31 December 2018, 18:00 PM
Financial tips for newlyweds
It is the time of year when wedding preparations take priority over other things. The crisp and beautiful weather of December and January are perfect for big gatherings, and if you have not booked a hall in advance way ahead of the date, it is unlikely you will get any venue at such a short notice.
19 November 2018, 18:00 PM
Spending Beyond One's Means
Living beyond your means is pretty easy nowadays, especially since we live in a time when purchasing on credit has become the norm and ever so easy. However, remember that although it seems normal, it definitely is causing more harm to your current and future well-being.
12 November 2018, 18:00 PM
The Debt Trap
Various banks make loans so attractive to us - before we know it, we have landed with an auto loan to purchase a car or a house loan to purchase a small apartment. All of us want to improve our standard of living and what could be better than having your own car or your own apartment? Sometimes we tend to forget our ability to re-pay!
3 September 2018, 18:00 PM
Credit cards 101
In my mind, I cannot envisage a life without my credit cards. To me, they are a sign of comfort, security, and most importantly, convenience. Despite the benefits though, there is also a downside to too much dependency and over usage.
25 June 2018, 18:00 PM
Eid celebration and young savers
I remember growing up with my siblings and how excited we used to be during the last few days of Ramadan – the reason? Eid was around the corner! Back in those days, life was simple, and the two Eids were the most important celebrations in our lives; meaning new clothes, new shoes and visiting loved ones. Food played a major part, especially after a month of fasting.
11 June 2018, 18:00 PM
Congratulations To The Women Of Bangladesh
March 8, as we celebrate International Women's Day, I salute all women of Bangladesh from the garment workers, leaders in the corporate world, business entrepreneurs, school teachers, women in rural Bangladesh working their guts out and last but not the least home makers.
5 March 2018, 18:00 PM
New Year's resolution — managing your funds
"Money, like emotions, is something you must control to keep your life on the right track.”
8 January 2018, 18:00 PM
Avoid wasteful extravagance
Consumption can be a remedy against boredom and may convey a sense of fictitious power and supremacy, by standing out from the crowd through the extravagance of the expenditure.
4 December 2017, 18:00 PM
Profiting from our poor unsuspecting workers
It saddens me, and I am sure many others, to see how unethical some people can be.
11 September 2017, 18:00 PM
Teaching the value of savings to children
I was recently in the US visiting our daughters and their families. Our four-year-old granddaughter insisted that I bring her a gift every single day. She did not mind how small it was or what it was, but she wanted one.
14 August 2017, 18:00 PM
The necessity of sharing financial information
In our culture and social upbringing, we tend not to talk about finances, especially between spouses.
24 July 2017, 18:00 PM
Steps to Get Out Of Debt
Sometimes, you can be in debt because you have spent too much money on a holiday, buying expensive things or living beyond your means.
27 February 2017, 18:00 PM
Bank on your Budget
If you need to save money, you need to create a 'Spending Plan' or a budget. With a budget you can find out what your income is and what your expenses are. Once you know these two things, you can find ways to reduce your expenses or increase your income to allocate an amount of money that you can afford to save.
23 February 2017, 18:00 PM
Financial Security: the Key to Peace of Mind
I am often asked by friends and relatives for financial advice prior to their retirement from their jobs. Most of them get impressive gratuity and a substantial amount of Provident Fund and other retiring benefits.
31 October 2016, 18:00 PM
Gifting and guiding your children
None of us know what the future holds for us and being prepared for any eventualities should be a part of our lives. The world has changed and so have people's mindsets.
1 August 2016, 18:00 PM