Md Mahmudul Hasan Md Mahmudul Hasan is a digital banking and fintech strategist. He can be reached at hasan_syd21@yahoo.com.au. Time to introduce a one-stop digital financial service for migrants What we need is a unified digital ecosystem. 1 December 2025, 04:00 AM Time to introduce a one-stop digital financial service for migrants What we need is a unified digital ecosystem. 1 December 2025, 04:00 AM